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Personal Disaster Recovery -- Do you have a plan?

By Andrew Pollack on 02/18/2012 at 05:18 PM EST

This is a little grim, I guess, but what have you done to prepare for possibility -- remote as it may be -- that you one day you couldn't come home?

For most of us, a living will, life insurance and a list of our credit cards and other obligations are probably enough. For those of us with small businesses, customers, confidential data, and other people counting on us it may be important to go a step further. I've been working on a "just in case" packet, to be kept locked away in a safe place where my wife can find it in the event something were to happen and I couldn't get home. In this packet, I'm trying to place a list of contacts, critical passwords, server details, and other things so that my wife would be able to have the important things taken care of and not have to worry about them. For me, this even includes having spoken to trusted friends in the industry so that if they ever get that call they won't get taken by surprise. I hope to have everything I need so that someone can at least take over, or shut things down smoothly without leaving my customers in the lurch.

It's not an easy plan to come up with, and I'm curious -- how many of you have done something similar? You can't plan for everything -- sometimes, things just happen.

There are  - loading -  comments....

re: Personal Disaster Recovery -- Do you have a plan?By Charles Robinson on 02/18/2012 at 08:22 PM EST
Since my partner and I do not have the state or federal rights to inheritance
that marriage conveys we had to set up powers of attorney, wills, and trusts to
ensure we are both protected. We review that annually with our financial
adviser because the rules keep changing.
re: Personal Disaster Recovery -- Do you have a plan?By Andrew Pollack on 02/18/2012 at 08:37 PM EST
It's disgusting that you're required to jump through all those extra hoops just
to make sure you are protecting each other according to your wishes.
re: Personal Disaster Recovery PlanBy John D on 02/21/2012 at 04:51 PM EST
I've got some pieces in place, but you reminded me of a few areas I'd
overlooked, like customer access and domain name management.

As Laura Larsen points out in her book "Facing the Final Mystery," it's better
to have all the planning done earlier rather than later.

Thanks for pointing out this important topic.

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